Buying a home in or around Destin includes many steps. Our Destin real estate agents will help you navigate the home buying process to get the best price, in the least amount of time, with little to no headache.
The steps:
1. Collect information. We can:
- Help you determine the type of home and features you are interested in.
- Let you know of any Destin housing trends that might affect your purchase.
- Provide information about the neighborhoods in and around Destin.
- Recommend mortgage companies if you do not have a preferred lender.
2. Get your finances in order.
- Your mortgage company/lender will:
- Help you determine how much of a house can you afford.
- Let you know how much you need for a down payment.
- Get you prequalified and preapproved for your home mortgage.
3. Search for your new Destin home.
- We can help you search all Destin area homes for sale with our website.
- We can also:
- Show you homes in your price range.
- Explain what you should look at in prospective homes.
- Help you negotiate a fair price and make an offer.
- Help put the house into escrow after you reach a price agreement with the seller.
- Help you arrange a home inspection.
- Help you determine the next steps after the inspection comes back--such as renegotiation and/or repairs.
4. Work with your lender who will:
- Help you choose a mortgage based on your priorities.
- Arrange for a third-party appraiser to estimate the value of the home. This will let you know if you are paying a fair price.
- Give you final mortgage approval.
- Arrange for a title company who will make sure the seller is the rightful owner of the home. They will also handle title insurance and paperwork.
5. Closing on the home.
- Before closing, you will conduct a final walk through to make sure the property is still in good condition and that any agreed upon repairs have been completed.
- At closing, you will meet to sign paperwork and loan documents.
- Once the seller receives the check, you get the keys!
- Congratulations! It’s time to move in.
Home Buying Resources
Search Destin homes for sale - Search all area MLS listings or just our Destin King Team listings. You can also search by home feature, location, MLS number, and waterfront/waterview.
Local real estate resources - Find mortgage companies, title companies, home inspectors, insurance companies, preferred builders, and local utility companies in the Destin/Northwest Florida area.
What's Next?
Let our Destin and Santa Rosa Beach real estate agents guide you through the home buying process. Whether you are looking to buy or sell a vacation rental property, move to the Destin or Northwest Florida panhandle area full-time, or make a PCS military move to cities near Eglin AFB or Hurlburt Field, we are here to help.
Give us a call or submit our online contact form.
