Wishing a Happy Birthday to Joni King!
Whether you are looking to downsize, upsize, move closer to a job or family. The King Team at Keller Williams Emerald Coast has the knowledge and experience to meet your needs and exceed your expectations in the buying and selling process of real estate from the beaches of Destin, along scenic 30A, and all over […]
Now is the time to stock up on hurricane supplies. Be sure to pick up some batteries, bottles of water, and a flashlight. Those who have lived along the Emerald Coast much of their lives have experienced many tropical storms, hurricanes, and days or weeks without power after such an event. Stock up now and […]
When looking to pre-qualify for a home loan, mortgage lenders will compare a potential buyer's income to debt ratio. This is the percentage of money used to cover all expenses for the month vs the total monthly income. Interested in qualifying for a home loan to buy in Destin, Florida but not sure what steps […]
The Real Estate market is hot for sellers right now. Potential homebuyers in Destin, and all along the Emerald Coast, are seeing houses come available and go under contract just a few weeks. The King Team has nearly 60 years of combined Real Estate experience to guide homebuyers in presenting the most competitive offer and […]
You are a bright light in our days! Everyone here at The King Team is so grateful for your attention to detail and positive energy.
PMI, or private mortgage insurance, protects the lender in case a homeowner is unable to pay their mortgage. The price varies from $30-$70 a month for every $100,000 borrowed toward the home. Putting a down payment of 20% on a home will alleviate the need to have PMI. In the event that the homebuyer puts […]
Tax Day is officially one week from today! You may already have this season's tax work behind you, but here's a tip for the potential homebuyers of 2021. Mortgage Interest Deductions are used as incentives to encourage people to make the biggest real estate purchase of their lives. With this deduction, taxpayers are able to […]
Loan Term: Fifteen vs. 30 year mortgage loan. Having a 30 year loan means lower monthly payments but the total amount paid in interest is less for a 15 year loan. Interest Rate Options: Fixed vs. Adjustable, with an adjustable rate mortgage (ARM), the interest rate is lower for the first several years. After that […]